Frequently Asked Questions

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Does PCI DSS apply to virtual (electronic-only) PANs?

FAQ Response

PCI DSS applies to all primary account numbers (PANs) that represent a PCI participating payment card brand (American Express, Discover, JCB, MasterCard, UnionPay, or Visa).  This includes PANs that are only provided electronically (virtual PANs) as well as PANs that correspond to a physical payment card.   

If the virtual PAN is also a one-time or single-use PAN, refer to the FAQ “Does PCI DSS apply to one-time or single-use PANs?”

June 2014
Article Number 1286